Your credit report, finally readable
Solid Credit pulls your Equifax report and turns it into one clear, readable view.

Three dense PDFs, turned into one readable picture
Plain-English breakdowns
Every account, balance, inquiry, and personal detail, translated out of bureau code.
What's helping vs. what's hurting
See which items support your credit and which weigh it down, so you know where to focus.
Habits and Depth at a glance
Your file read across the factors behind your score: Credit Habits and Depth.
Every account, on tap
Open any account to see what each bureau reported, and how it has changed over time.
Automatic monthly updates
Solid Credit refreshes your reports every month and flags what changed, so you're never reading stale data.
Built to be on your side
A soft inquiry, always
Checking your credit with Solid Credit never affects your score.
No ads, no data selling
Your report powers your analysis and nothing else. We're built for you, not advertisers.
Bank-level encryption
Your data is encrypted in transit and at rest, with the security standards major financial institutions use.
People who've done this before
Built by credit industry veterans who built the credit-builder tool at Credit Karma. Two decades in the industry, over a million people served.
Questions, answered
See what’s really
on your report
See your credit report clearly, free, forever.
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