Know exactly what to do next with your credit
Solid Credit reads your reports and turns them into a short, prioritized list of next steps, ranked by impact and built from your own data. Never generic advice.
No credit card required.
A plan built from your reports, not a generic checklist
Ranked by impact
Urgent, time-sensitive work comes first, then the rest is ordered by how much it can move your credit.
Built from your real reports
Every step is triggered by something specific in your data, so you never see advice that doesn't apply to you.
A reason behind every step
Tap any step to see why it matters for you, tied to your own credit data.
Honest about money
Solid Credit asks what you can put toward your credit each month, then filters out steps you can't afford.
Tracks your progress
It notices wins in your data, like utilization dropping, and moves finished steps into your accomplishments.
Connected to everything else
Steps flow straight into disputes, report review, and building credit, all in one place.
How it works
- 1
Solid Credit reads your reports
It reads your credit report and asks what you can put toward your credit each month.
- 2
Your plan is built
You get a short list of next steps, ranked by impact, with the single best move first.
- 3
You work through it
Do the steps Solid Credit supports right in the app, like disputes and report review, while it tracks the rest.
- 4
It adapts as you go
As your data changes, Solid Credit surfaces new steps and shows your progress over time.
Every step has a reason
Generic advice says “pay your bills on time.” Your plan says which card, which account, which dispute, and in what order. Tap any step to see why it matters, tied to your real data. If Solid Credit can't say why a step is in your plan, it isn't there.
Honest about money
Most credit advice assumes you have cash to spend. Solid Credit asks what you can put toward your credit each month, then filters out non-urgent steps you can't afford. You can change that anytime.
Why a real plan beats a checklist
Grounded in your data
A clean report never shows a dispute step; a strong file never shows a credit builder suggestion.
It fits your budget
Steps you can't afford this month are filtered out, so the plan matches your real life.
It tracks itself
Solid Credit spots progress in your data, celebrates wins, and resurfaces steps if things slip.
It always has a next move
The plan connects to disputes, report review, and building credit, so you're never left guessing.
Questions, answered
Stop guessing.
Start moving.
Get your personalized credit plan, ranked by impact. Free to start.