Spot what's wrong. Fight to fix it.
Solid Credit flags potential errors on your Equifax report. You decide what to dispute, we help you generate a strategic letter, and you mail it yourself for free, or we mail it for you.
No credit card required.
of credit reports have errors. Spot yours, and fight to fix them.
Consumer Reports, 2024
Tools to challenge what's wrong, the honest way
Comprehensive credit report analysis
Solid Credit reads your reports line by line and flags potential errors for your review.
Strategic dispute letters, built using AI
For each item you dispute, generate a custom letter you edit, regenerate, and approve. No form letters.
Grounded in your FCRA rights
Each letter asserts your legal right to have inaccurate information investigated.
You mail it, or we do
Print and mail your letters for free, or let UltraSolid mail them for you.
Track every dispute
Watch each bureau's response window and see your recommended next step.
Ongoing accuracy checks
As your reports change, Solid Credit keeps flagging new potential errors, so you can decide what to challenge.
How it works
- 1
See your reports in one place
Solid Credit flags potential errors on your Equifax report.
- 2
Decide what to dispute
You decide what's actually wrong. If an item is accurate, we point you to a better path instead.
- 3
Generate your letter
For each item, generate a strategic letter from your report data and your own words. Edit and approve it.
- 4
Mail it your way
Mail your letter yourself for free, or let UltraSolid mail it for you.
- 5
Track the response
Under the FCRA, the bureau generally has 30 days to investigate. Watch the clock and see your next step.
We flag it. You decide.
Only you can declare something an error, so Solid Credit never disputes anything for you. We flag what looks off and explain why, you decide what's actually wrong, and you approve every letter. That's the line between a credit tool and a service that acts on your behalf, and we don't cross it.
We mail, so you don't have to
Disputing by mail creates a paper trail and tends to be taken more seriously than an online form. Mail your own letters for free, or upgrade to UltraSolid and we mail your approved letters for you. The bureau’s response clock starts once the letter is on its way.
Backed by your rights, not our opinions
Disputing is your right
Under the Fair Credit Reporting Act, you can dispute information you believe is inaccurate, and the bureau must investigate, generally within 30 days.
We won’t dispute accurate items
The CFPB warns that disputing accurate information can be flagged as frivolous. We help you dispute only what's genuinely wrong.
You stay in control
We don't represent you, charge hundreds up front, or promise to fix your score. Core analysis and dispute letters are free.
You're always in control
You declare what's an error, approve every letter, and decide who mails it.
Questions, answered
Fight for an
accurate report
Spot what's wrong, generate your letters, and mail them. Free to start.